{"id":2198,"date":"2019-09-28T15:32:04","date_gmt":"2019-09-28T13:32:04","guid":{"rendered":"https:\/\/www.sepastop.eu\/blog\/?p=2198"},"modified":"2019-09-28T15:32:05","modified_gmt":"2019-09-28T13:32:05","slug":"sera-t-il-bientot-plus-simple-de-resilier-une-assurance","status":"publish","type":"post","link":"https:\/\/www.sepastop.eu\/blog\/fr-be\/sera-t-il-bientot-plus-simple-de-resilier-une-assurance\/","title":{"rendered":"Sera-t-il bient\u00f4t plus simple de r\u00e9silier une assurance ?"},"content":{"rendered":"\n

Il semble que la r\u00e9siliation des contrats d\u2019assurance sera bient\u00f4t l\u00e9g\u00e8rement simplifi\u00e9e.<\/p>\n\n\n\n

Les conditions d\u2019assurance actuelles<\/strong><\/h3>\n\n\n\n

En r\u00e9sum\u00e9, les r\u00e8gles actuellement en vigueur sont les suivantes :<\/p>\n\n\n\n

–\u00a0 Vous ne pouvez r\u00e9silier qu\u2019\u00e0 la fin de la date d\u2019\u00e9ch\u00e9ance.
–\u00a0 Vous devez respecter un pr\u00e9avis de 3 mois.<\/p>\n\n\n\n

\"\"
Source<\/a><\/figcaption><\/figure>\n\n\n\n

Quels seront les changements ?<\/strong><\/h3>\n\n\n\n

Le PS a introduit un projet de loi qui vous garantirait la possibilit\u00e9 de r\u00e9silier un contrat d\u2019assurance \u00e0 tout moment apr\u00e8s la premi\u00e8re ann\u00e9e<\/strong>.<\/p><\/blockquote>\n\n\n\n

Le service Ombudsman des assurances re\u00e7oit sans cesse un nombre de croissant de plaintes<\/strong> li\u00e9es \u00e0 l\u2019annulation des contrats d\u2019assurance. Dans le rapport annuel de 2018, l\u2019Ombudsman confirme que \u00ab\u00a0les nombreuses formalit\u00e9s administratives impos\u00e9es dans le cadre d\u2019une r\u00e9siliation (…) sont per\u00e7ues comme complexes\u00a0\u00bb.<\/em> 12\u00a0% des plaintes d\u00e9pos\u00e9es concernent la r\u00e9siliation d\u2019un contrat, et m\u00eame 20\u00a0%<\/strong> dans le cadre de l\u2019assurance Responsabilit\u00e9 Civile auto<\/strong> obligatoire.<\/p>\n\n\n\n

C\u2019est pourquoi la Chambre des repr\u00e9sentants de Belgique pr\u00e9sente ce nouveau projet de loi. L\u2019objectif de ce dernier vise une simplification de la r\u00e9siliation d\u2019un contrat d\u2019assurance, en permettant de le r\u00e9silier apr\u00e8s l\u2019expiration de la 1re<\/sup> ann\u00e9e, sans frais ni p\u00e9nalit\u00e9<\/strong>.<\/p>\n\n\n\n

En outre, ils proposent \u00e9galement d\u2019ajuster le pr\u00e9avis \u00e0 1 mois, bien que cette dur\u00e9e puisse \u00e9galement \u00eatre prolong\u00e9e si l\u2019assur\u00e9 le souhaite.<\/p>\n\n\n\n

Une situation similaire chez nos voisins<\/strong><\/h3>\n\n\n\n

Un r\u00e8glement similaire<\/strong> est d\u00e9j\u00e0 en vigueur dans les pays voisins, \u00e0 savoir en France et aux Pays-Bas. Les consommateurs peuvent toujours y r\u00e9silier leur contrat apr\u00e8s 1 an, \u00e0 la simple condition de respecter un pr\u00e9avis de 1 mois.<\/p>\n\n\n\n

En France, ce r\u00e8glement s\u2019appelle la \u00ab\u00a0loi Hamon<\/a>\u00a0\u00bb. Les Pays-Bas appliquent quant \u00e0 eux la \u00ab\u00a0loi van Dam<\/a>\u00a0\u00bb.<\/p>\n\n\n\n

\u00c0 l\u2019heure actuelle, on ignore encore si cette proposition sera approuv\u00e9e ou le moment de son entr\u00e9e en vigueur. Nous esp\u00e9rons d\u2019ores et d\u00e9j\u00e0 que la r\u00e9siliation des contrats d\u2019assurance sera facilit\u00e9e.<\/p>\n\n\n\n

Pour plus d\u2019informations sur votre assurance auto<\/a>, habitation<\/a> ou familiale<\/a>, n\u2019h\u00e9sitez pas \u00e0 contacter sepastop.eu.<\/p>\n\n\n\n

Pour lire l\u2019int\u00e9gralit\u00e9 de la proposition, cliquez ici<\/a>.
<\/p>\n","protected":false},"excerpt":{"rendered":"

Il semble que la r\u00e9siliation des contrats d\u2019assurance sera bient\u00f4t l\u00e9g\u00e8rement simplifi\u00e9e. Les conditions d\u2019assurance actuelles En r\u00e9sum\u00e9, les r\u00e8gles actuellement en vigueur sont les suivantes : –\u00a0 Vous ne pouvez r\u00e9silier qu\u2019\u00e0 la fin de la date d\u2019\u00e9ch\u00e9ance.–\u00a0 Vous devez respecter un pr\u00e9avis de 3 mois. Quels seront les changements ? Le PS a introduit un … Continue reading Sera-t-il bient\u00f4t plus simple de r\u00e9silier une assurance ?<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2198","post","type-post","status-publish","format-standard","hentry","category-uncategorized-fr-be"],"yoast_head":"\nSera-t-il bient\u00f4t plus simple de r\u00e9silier une assurance ? - sepastop.eu<\/title>\n<meta name=\"description\" content=\"Il semble que la r\u00e9siliation des contrats d\u2019assurance sera bient\u00f4t l\u00e9g\u00e8rement simplifi\u00e9e. 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